This website will offer limited functionality in this browser. We only support the recent versions of major browsers like Chrome, Firefox, Safari, and Edge.

Tom Riley

Senior Associate


Why choose me

As a restructuring and insolvency lawyer, I help people and businesses in financial distress, working with them to achieve the best possible outcome.

Restructuring and insolvency matters often involve high-pressure situations where clients rely heavily on professional advice to navigate complex financial and legal challenges. I take the time to understand their commercial objectives and work proactively to secure the best possible outcome, ensuring they feel supported and informed throughout.

This area of law requires a keen attention to detail, strong problem-solving skills and the ability to deliver practical advice promptly to meet tight deadlines. I find it hugely rewarding to be able to support my clients through what is often a complicated and demanding period, making sure they meet their obligations and that the matter is resolved in the most effective way possible.

My clients stretch across the sector and include insolvency practitioners and financial institutions such as banks and commercial lenders. I also advise directors and distressed companies as well as any other stakeholders who may be involved including creditors, shareholders and investors.

Outside work I enjoy travelling and exploring new cultures. I like keeping fit, particularly going to the gym and weightlifting, and I’m also a lifelong Liverpool fan (through the highs, and the lows!).

Thomas Riley

As a restructuring and insolvency lawyer, I help people and businesses in financial distress, working with them to achieve the best possible outcome.

Restructuring and insolvency matters often involve high-pressure situations where clients rely heavily on professional advice to navigate complex financial and legal challenges. I take the time to understand their commercial objectives and work proactively to secure the best possible outcome, ensuring they feel supported and informed throughout.

This area of law requires a keen attention to detail, strong problem-solving skills and the ability to deliver practical advice promptly to meet tight deadlines. I find it hugely rewarding to be able to support my clients through what is often a complicated and demanding period, making sure they meet their obligations and that the matter is resolved in the most effective way possible.

My clients stretch across the sector and include insolvency practitioners and financial institutions such as banks and commercial lenders. I also advise directors and distressed companies as well as any other stakeholders who may be involved including creditors, shareholders and investors.

Outside work I enjoy travelling and exploring new cultures. I like keeping fit, particularly going to the gym and weightlifting, and I’m also a lifelong Liverpool fan (through the highs, and the lows!).

Questions my clients ask me

If your company is facing financial difficulty, your duties may shift from the shareholders to the creditors. You may have to prioritise the interests of creditors and avoid actions that could worsen their position. Seeking early legal advice is key to minimising personal liability and identifying suitable options.

Generally, directors are not personally liable for company debts. However, there are certain situations where a director could face personal liability, such as continuing to trade when there is no reasonable prospect of avoiding insolvency.

In administration, an insolvency practitioner takes control with the aim of achieving one of the following objectives: (1) rescuing the company, (2) achieving a better result for creditors than liquidation, or (3) realising assets to repay secured or preferential creditors. In liquidation, the company’s assets are realised with a view to paying any creditors, and the company is eventually dissolved. The process to liquidation depends on the type of liquidation (voluntary or compulsory) but generally results in the end of the business.

Send me a message