When you’re facing a commercial dispute, it’s vital to seek advice from someone with considerable technical knowledge who can help you deal with complex and challenging situations. I get under the skin of your business, making a detailed analysis of the issues to address and manage the dispute effectively and gain a successful outcome.
I always strive to deliver on time and on budget, and as a result, often become a trusted adviser to my clients. I handle all nature of cases, acting for international and national clients with multi-million pound turnovers, and shareholders, directors and high net worth individuals with issues at a personal level. However, I’ve developed a strong reputation for cases involving misappropriation of monies and confidential information, acting quickly to recover these and successfully applying for injunctions on an urgent basis.
I’m passionate about helping others to progress – whether that’s helping the companies I work with to move past their disputes and start moving their business forward, or encouraging the members of my team to get ahead in their careers.
Given that I have worked in the industry, I have developed expertise in the financial services sector. In particular working with the FCA and advising clients on Handbook issues.
It’s crucial to be open and honest about the issues involved so that I can provide the best advice for your situation.
It’s essential to speak to a solicitor as soon as possible when you have a dispute. this way, I can help you make an informed decision and get any paperwork in place to support it.
Taking a case to trial is costly, time consuming and stressful. Think about the other options available, rather than just going straight ahead to court.
Where do we go from here?
Sometimes, it’s difficult to know what to do next in the wake of a dispute, but there are a few simple things that can help. After each meeting, it’s important to summarise the immediate next steps and make sure the party responsible for each step knows what they need to do. I’ll also provide a timescale for your resolution, which I’ll monitor on a regular basis and discuss with you if there are any changes to your case.
What are the costs involved?
I appreciate how important budgeting is to ensure you can afford and justify the cost of litigation, so I’ll provide an estimate for each stage – usually via a detailed Excel spreadsheet so you can keep track of it easily.
Will I go to trial?
Less than 5% of all cases we handle proceed to trial. Settling out of court can often lead to a similar outcome with much less stress, and I will sit down with you to prepare as robust a case as possible so that you get a successful result.
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原文链接：https://www.hcrlaw.com/blog/business-interruption-insurance-update/ 作者：Adam Finch，合伙人，争议解决 中文联系人：Connie Lu，实习律师，国际业务部 过去几周来各保险公司忙得真是不亦乐乎，由于英国政府和英国金融行为监管局（FCA）不断就与新冠疫情的理赔问题向他们施压，尤其是商业中断险的理赔。随着申请赔付的客户不断增多，FCA鼓励保险公司在处理理赔时要更加灵活，并表示要帮助他们更广泛和更有建设性的参与到理赔中来。 FCA目前正在向各保险公司征集信息、了解各公司政策的解读，以及客户在申请理赔时，保险公司是如何告知他们的保单是否正确地包含了商业中断险的。保险公司在回复上述问题时应该遵循FCA的以下建议： 保险公司应考虑其客户的需求，并应显示出他们在疫情期间会对客户、特别是那些在此特殊时期需要改变其日常经营方式的客户采取灵活的理赔处理方式。如果某些保险政策并不包括商业中断险，或者虽然包括但理赔时有限制，那么我们希望保险公司能清楚地向客户说明，并且在向新客户进行销售、期中变更或续签产品时也必须明确满足客户的此类需要； 在考虑变更保险政策时，保险公司必须同时考虑每个客户的实际情况和特别需求（要考虑到一切可能会有风险的情形）。保险公司必须能够说明他们遵守了我们的规则并且做到了公平公正地对待他们的客户；并且 FCA要求保险公司考虑他们的保险政策是否符合《2015消费者权利法案》所要求的公平和透明，是否做到了负责任地为客户的利益着想并公平地对待他们的客户（FCA规则6）。此外，与客户沟通保险政策时，是否做到了清楚、公平和不误导（FCA 规则7）。 灵活处理理赔申请的一个例子是英国劳合社（Lloyd’s of London），他们清楚表示他们将会接受在疫情期间或者传染病流行期间收到的所有理赔申请，并表示“我们会尽快处理所有有效地理赔申请”。希望能有更多的保险公司能像劳合社这样处理相关申请。…Read full article
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