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Clare Day

Partner, Head of Finance and Financial Services Real Estate

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About me

In a commercial property transaction, everyone is usually working towards the same goal – it’s my job to ensure that process goes smoothly.

Whether you’re looking to buy, sell, lend or borrow, I pride myself on providing the best client service – I’m very responsive, and make sure that I do everything I can to ensure matters progress as quickly as possible.

When problems arise, I develop solutions swiftly, and make sure your best interests are at the forefront of any negotiations. I advise a range of clients, including retailers, investors looking to sell, acquire or borrow against properties, and banks looking to lend and take security over property or developments. I also advise on all aspects of property management.

Out of the office, I love spending time with my husband, children and stepchildren, who all keep me very busy! Born in Wales, I’ve spent much of my professional life between Cardiff and London.

Tenacity and hard work leads to property completion and high praise

Clare Day and Tom Matthews were quick to act when Mr and Mrs Griffiths wanted to buy a new property. They turned to them for expertise and advice in both real estate and financial services. Clare and Tom’s tenacity and know-how led to a smooth completion for their client. Following the transaction, Mr Griffiths said: “I cannot recommend Clare Day, Tom Matthews and HCR enough. They were absolutely fantastic from start to finish in quite a complicated and complex purchase. They kept me updated on an almost daily basis and explained everything in a simple to understand manner. “They went above and beyond – including both of them working on days off to achieve a completion as soon as possible for us. I would not hesitate in recommending them to anyone and very much look forward to working with them in future.”
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Expert advice helps business to thrive

Clare Day, partner and Head of Real Estate Finance, recently helped a key player in the water treatment industry, Concept Environmental Solutions, in their acquisition of leasehold premises, enabling them to open a new regional office in Cheshire. Darren Gordon, the company’s General Manager for the North and Scotland, said: “Many thanks for all your work on this and speedy responses to everything, you have made the whole process very simple for us. Thanks again!”
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Property finance expertise supports broker and client

Clare Day’s expertise in real estate finance led to a successful residential development transaction when they acted for a peer to peer funder. The broker, Blaise Commercial Finance, originally introduced the deal to the funder and Matthew Wykes, Business Development Director at Blaise Commercial Finance, said: “Really pleased to have completed on further residential development transactions with HCR Law acting on behalf of the lender on a number of cases. As a broker, it makes such a difference when you can advise the client, with complete confidence, that it won’t be the lenders’ solicitor delaying their completion - and all without having to pay extortionate rates too." “A big thank you to both Clare Day at HCR, and looking forward to working with you again in the near future.”
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Successful new development finance deal

A winning combination of expertise from Clare Day (real estate) and Tim Littler (banking) recently brought an important development finance deal on behalf of a new lender client in connection with a high end residential development in Warwickshire. The client’s borrower was delighted, saying: “We would like to thank you for going the extra mile to get this deal completed before our year end.”
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High praise for bridging loan work

Clare Day acted for a commercial borrower who was taking out a bridging loan which needed to be completed within seven days.

Helen Wace was very pleased with Clare’s work and said: “I want to thank you so much for your handling of my bridging loan. “You were always contactable by phone and email and this gave me peace of mind and made it really easy to exchange information. “In the event, the bridging loan company was much more difficult to deal with than either of us expected, but you rose to the challenge and gave me absolute confidence that you would do all you could to meet the impending deadline. “You have restored my confidence in the legal profession, and I can honestly say that the service you provided was the best I have received in almost 40 years of conducting legal transactions of one kind or another. “I hope to use your services for all future commercial transactions, and cannot thank you enough.”
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Praise for property portfolio transfer advice

Clare Day, Partner in our Real Estate Commercial Team, was recently instructed to undertake a large project involving the transfer of five portfolios of residential properties to investment companies owned by the client. Clients Dominic and Sonia said: “Clare lead the project in a very efficient and professional manner. Clare’s level of expertise, and her personable approach when negotiating between Handelsbanken and ourselves was second to none, making the whole process feel very easy to deal with. We would highly recommend Clare and her team.”
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Top Tips & FAQs

Discover my top tips

Do your homework – don’t just do the necessary due diligence on the property or deal itself, but also on the party you’re dealing with.

Vet your professional advisers just as thoroughly as your deal, and make sure you’re working with well-respected industry experts.

Get organised. To ensure the deal runs smoothly, handle any requests from your professional team promptly. You may otherwise face increased costs and delays.

Read questions I’m frequently asked

How long will the deal take from start to finish?

It very much depends on the solicitors being used by the other party and how responsive they are, but I’ll give you as accurate a timeframe as possible at the start of the deal and keep you updated along the way.

How much will it cost?

I’m happy to offer a fixed fee based on some usual assumptions and caveats. I’ll always honour that fixed fee unless the deal materially changes and would always discuss any increase as early as possible.

What do you advise?

All too often, lawyers sit on the fence, but I’ll always advise you on the pros and cons of a particular deal. In the end, it’ll be your final decision, but I appreciate you can’t make that decision unless you have the right advice.

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