Recovery Services for Lenders

Our team is nationally recognised for its ability to give lenders a clear understanding of the facts and position then work closely alongside them to take the necessary steps to strengthen their position or take enforcement action.

Recovery lawyer at our Insolvency Conference

Meet the team

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Insight, advice and practical action

When you have a borrower in distress, we move swiftly to conduct the comprehensive security review you need. We’ll give you crystal clear advice so you understand your position and all viable options.

We carry out the follow-on work too, including reservation of rights, deed of variations, deed of amendment and subsequent charges.

Should enforcement action be needed, we can appoint fixed charge receivers, administrators, or, where necessary, both.

We’re praised for being down-to-earth, empathetic to your situation and cost-effective, making us a trusted partner and valuable guide.

An invaluable perspective

We work with clearing banks, asset-based lenders, challenger banks and peer-to-peer lenders.

We act on the full range of security situations, straightforward single entity structures to large and complex security situations dealing with complex group structures, off shore companies and significant property portfolios.

As a full service law firm, we can call on the additional expertise of our colleagues in the Banking and Finance team when required. It also means we see the good book and bad book sides of lending, which means we bring invaluable insight to every situation.

Services from our Restructuring and Insolvency team

Recognition of our work

IFT Member

IFT Member
Investors in People

Investors in People

Legal 500 2026 – Leading Firm

Legal 500 2026 – Leading Firm

Ranked in Chambers 2025

Ranked in Chambers 2025

Legal updates and thought leadership

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Hear what our clients say about us

Being a commercial lender, with products that may include personal guarantees, it’s important to have legal expertise that covers commercial and consumer recovery options. Fleximize is fortunate enough to have Frank Brumby on their panel, with a wealth of knowledge and experience to structure the correct proceedings for each individual matter.

Frank is amazing to work with, perfect guidance and always on hand to help, couldn’t ask for more.

Client testimonial Fleximize

Frank is a brilliant lawyer who is very experienced in insolvency. He is popular with clients.

Client testimonial Chambers and Partners 2025

Frank is a highly experienced insolvency solicitor. He is particularly strong in sale of business asset matters or claims against directors.

Client testimonial Chamber and Partners 2025

Thank you for your attention to this matter. We have always felt in the very best of hands.

Client testimonial Cambridge Real Estate client

I wanted to pop you a note to say thank you for working with us at warp speed to get this deal over the line. In particular, thank you for your time on Friday and for making a really upsetting moment not an emotional breakdown but factual and efficient, I genuinely appreciate it.

Company director – Paul Grundy

We are delighted with the support provided by Frank Brumby of HCR Law who worked around the clock and over the weekend alongside us.

Client testimonial Pre-pack administration of BBL champions London Lions

I have worked with Sam now on many turnaround assignments over the last 15 years. I have always found him to be extremely focused and user-friendly with an innate ability to engage successfully with all key stakeholders. I have worked particularly closely with Sam on mid-market manufacturing and retail assignments, as well as large national charities. I would always recommend Sam to directors who need expert legal assistance in navigating difficult times and support with engagement with all stakeholders as they drive towards a successful turnaround.

Dr Mark Taylor Bluesky Associates Turnaround & Transformation Advisory LLP

Sam is great at building relationships, has a strong knowledge of the marketplace and will make introductions to relevant third parties. He is proactive and very commercial, coming up with suggestions and solutions that we hadn’t thought of. Sam doesn’t just focus on the legal documentation, but also uses his mind to find ways forward. He is very down to earth and is never difficult to get hold of. Sam offers a genuine, partner-led approach.

Jo Power FRP (previously ExWorks)

This is the best news, thank you so much. Deanne, you have been wonderful throughout and especially helping me with my serious upset and frantic feelings, you have gone above and beyond anything expected.

I am so grateful for all your kindness throughout this whole process.

Client Winding up petition

They are ready to move at short notice to deliver a great outcome.

 

Legal 500 2024 – Insolvency and Corporate Recovery

The team headed by Sam Payne is well rounded, pragmatic and cost effective, covering all types of corporate insolvency assignments.

Legal 500 2024 – Insolvency and Corporate Recovery

The team can call on a wide variety of talent. There is plenty of diversity amongst the team and they are solution driven.

Legal 500 2024 – Insolvency and Corporate Recovery

How can we help you?