Recovery Services for Lenders

Our team is nationally recognised for its ability to give lenders a clear understanding of the facts and position then work closely alongside them to take the necessary steps to strengthen their position or take enforcement action.

Recovery lawyer at our Insolvency Conference

Insight, advice and practical action

When you have a borrower in distress, we move swiftly to conduct the comprehensive security review you need. We’ll give you crystal clear advice so you understand your position and all viable options.

We carry out the follow-on work too, including reservation of rights, deed of variations, deed of amendment and subsequent charges.

Should enforcement action be needed, we can appoint fixed charge receivers, administrators, or, where necessary, both.

We’re praised for being down-to-earth, empathetic to your situation and cost-effective, making us a trusted partner and valuable guide.

An invaluable perspective

We work with clearing banks, asset-based lenders, challenger banks and peer-to-peer lenders.

We act on the full range of security situations, straightforward single entity structures to large and complex security situations dealing with complex group structures, off shore companies and significant property portfolios.

As a full service law firm, we can call on the additional expertise of our colleagues in the Banking and Finance team when required. It also means we see the good book and bad book sides of lending, which means we bring invaluable insight to every situation.

Recognition of our work

Investors in People

Investors in People

Legal 500 2026 – Leading Firm

Legal 500 2026 – Leading Firm

Legal updates and thought leadership

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Hear what our clients say about us

Frank Brumby is one of the most experienced insolvency lawyers I know. He is capable of dealing with highly complex matters. He has a great team around him.

Client testimonial Legal 500 2026

Deanne Hamilton is a standout senior associate, she works tirelessly for her clients, is incredibly devoted and is certainly on the track to make partner one day.

Client testimonial Legal 500 2026

They provide a one-stop service for all of our requirements. They provide a proactive and timely service and are always open to a quick call to advise and check understanding. We value our partnership highly and they are a preferred firm.

Client testimonial Legal 500 2026

Sam Payne, Alan Meiklejohn, Stuart Taylor – Reliable, quality, commercial advice, in a timely fashion. Work with practitioners to support the process from start to finish, providing ad hoc advice where needed, often at short notice.

Client testimonial Legal 500 2026

Sam Payne and Alan Meiklejohn have combined experience over both corporate and personal restructuring assignments.

Client testimonial Legal 500 2026

Being a commercial lender, with products that may include personal guarantees, it’s important to have legal expertise that covers commercial and consumer recovery options. Fleximize is fortunate enough to have Frank Brumby on their panel, with a wealth of knowledge and experience to structure the correct proceedings for each individual matter.

Frank is amazing to work with, perfect guidance and always on hand to help, couldn’t ask for more.

Client testimonial Fleximize

Frank is a brilliant lawyer who is very experienced in insolvency. He is popular with clients.

Client testimonial Chambers and Partners 2025

Frank is a highly experienced insolvency solicitor. He is particularly strong in sale of business asset matters or claims against directors.

Client testimonial Chamber and Partners 2025

Thank you for your attention to this matter. We have always felt in the very best of hands.

Client testimonial Cambridge Real Estate client

I wanted to pop you a note to say thank you for working with us at warp speed to get this deal over the line. In particular, thank you for your time on Friday and for making a really upsetting moment not an emotional breakdown but factual and efficient, I genuinely appreciate it.

Company director – Paul Grundy

We are delighted with the support provided by Frank Brumby of HCR Law who worked around the clock and over the weekend alongside us.

Client testimonial Pre-pack administration of BBL champions London Lions

I have worked with Sam now on many turnaround assignments over the last 15 years. I have always found him to be extremely focused and user-friendly with an innate ability to engage successfully with all key stakeholders. I have worked particularly closely with Sam on mid-market manufacturing and retail assignments, as well as large national charities. I would always recommend Sam to directors who need expert legal assistance in navigating difficult times and support with engagement with all stakeholders as they drive towards a successful turnaround.

Dr Mark Taylor Bluesky Associates Turnaround & Transformation Advisory LLP

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