Debt Recovery

Our dedicated team provides an experienced, cost effective yet tailored debt recovery service to clients with a track record of getting results.

We act as a seamless extension of your business, in-house finance or risk function. And by taking time to understand your sector, business model and appetite for risk, we make sure the strategy we use is right for your needs.

A debt recovery lawyer on a phone call in Northampton

Meet the team

Man sat at desk working on computer

A dedicated and knowledgeable service

With sound commercial advice and clear pricing, we always ensure clients fully understand the process and the best options for the recovery of the debt. From the first letter before action through to issuing a claim and trial, our team supports you at every stage.

We help with asset and defendant tracing, as well as ledger collect-outs, ensuring that we use the best recovery approach for each debt. Our team supports with enforcement and insolvency proceedings and also provides added value, such as advice on the prospects of recovery or contractual terms.

We work with a range of businesses including medium and large corporates, lenders, insolvency practitioners, debt collection agencies, debt purchasers, fee-paying schools, and professional organisations (including the Bar Council).

Two members of our team mid conversation on a sofa in our Cardiff office

Not just another number

Our partner-led skilled team will focus on understanding how you operate as a business and any sector-specific challenges so that you receive the right advice for you.

We structure our fees so that you are clear on the cost of the service you need. We will work on a fixed fee basis wherever possible for standard undefended pre-legal and legal action. If your matter is more complex, we’ll discuss the best options for you and your business. This could be a fixed fee basis, no-recovery no-fee option or a time spent basis.

Wherever possible, we look to recover some or all of the costs by applying interest and fixed charges to the debt in accordance with the Late Payment of Commercial Debts (Interest) Act 1998, or reasonable recovery costs in accordance with The Late Payment of Commercial Debts Regulations 2013. We will also discuss with you whether you have any contractual terms permitting the recovery of costs.

Services from our Restructuring and Insolvency team

Recognition of our work

IFT Member

IFT Member
Investors in People

Investors in People

Legal 500 2026 – Leading Firm

Legal 500 2026 – Leading Firm

Legal updates and thought leadership

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Hear what our clients say about us

Frank Brumby is one of the most experienced insolvency lawyers I know. He is capable of dealing with highly complex matters. He has a great team around him.

Client testimonial Legal 500 2026

Deanne Hamilton is a standout senior associate, she works tirelessly for her clients, is incredibly devoted and is certainly on the track to make partner one day.

Client testimonial Legal 500 2026

They provide a one-stop service for all of our requirements. They provide a proactive and timely service and are always open to a quick call to advise and check understanding. We value our partnership highly and they are a preferred firm.

Client testimonial Legal 500 2026

Sam Payne, Alan Meiklejohn, Stuart Taylor – Reliable, quality, commercial advice, in a timely fashion. Work with practitioners to support the process from start to finish, providing ad hoc advice where needed, often at short notice.

Client testimonial Legal 500 2026

Sam Payne and Alan Meiklejohn have combined experience over both corporate and personal restructuring assignments.

Client testimonial Legal 500 2026

Being a commercial lender, with products that may include personal guarantees, it’s important to have legal expertise that covers commercial and consumer recovery options. Fleximize is fortunate enough to have Frank Brumby on their panel, with a wealth of knowledge and experience to structure the correct proceedings for each individual matter.

Frank is amazing to work with, perfect guidance and always on hand to help, couldn’t ask for more.

Client testimonial Fleximize

Frank is a brilliant lawyer who is very experienced in insolvency. He is popular with clients.

Client testimonial Chambers and Partners 2025

Frank is a highly experienced insolvency solicitor. He is particularly strong in sale of business asset matters or claims against directors.

Client testimonial Chamber and Partners 2025

Thank you for your attention to this matter. We have always felt in the very best of hands.

Client testimonial Cambridge Real Estate client

I wanted to pop you a note to say thank you for working with us at warp speed to get this deal over the line. In particular, thank you for your time on Friday and for making a really upsetting moment not an emotional breakdown but factual and efficient, I genuinely appreciate it.

Company director – Paul Grundy

We are delighted with the support provided by Frank Brumby of HCR Law who worked around the clock and over the weekend alongside us.

Client testimonial Pre-pack administration of BBL champions London Lions

I have worked with Sam now on many turnaround assignments over the last 15 years. I have always found him to be extremely focused and user-friendly with an innate ability to engage successfully with all key stakeholders. I have worked particularly closely with Sam on mid-market manufacturing and retail assignments, as well as large national charities. I would always recommend Sam to directors who need expert legal assistance in navigating difficult times and support with engagement with all stakeholders as they drive towards a successful turnaround.

Dr Mark Taylor Bluesky Associates Turnaround & Transformation Advisory LLP

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