A member of our restructuring and insolvency team smiling

Recovery Services for Lenders

Our team is nationally recognised for its ability to give lenders a clear understanding of the facts and position then work closely alongside them to take the necessary steps to strengthen their position or take enforcement action.

Insight, advice and practical action

When you have a borrower in distress, we move swiftly to conduct the comprehensive security review you need. We’ll give you crystal clear advice so you understand your position and all viable options.

We carry out the follow-on work too, including reservation of rights, deed of variations, deed of amendment and subsequent charges.

Should enforcement action be needed, we can appoint fixed charge receivers, administrators, or, where necessary, both.

We’re praised for being down-to-earth, empathetic to your situation and cost-effective, making us a trusted partner and valuable guide.

An invaluable perspective

We work with clearing banks, asset-based lenders, challenger banks and peer-to-peer lenders.

We act on the full range of security situations, straightforward single entity structures to large and complex security situations dealing with complex group structures, off shore companies and significant property portfolios.

As a full service law firm, we can call on the additional expertise of our colleagues in the Banking and Finance team when required. It also means we see the good book and bad book sides of lending, which means we bring invaluable insight to every situation.

Recognition of our work

Legal updates and thought leadership

View All

Hear what our clients say about us

I have worked with Sam now on many turnaround assignments over the last 15 years. I have always found him to be extremely focused and user-friendly with an innate ability to engage successfully with all key stakeholders. I have worked particularly closely with Sam on mid-market manufacturing and retail assignments, as well as large national charities. I would always recommend Sam to directors who need expert legal assistance in navigating difficult times and support with engagement with all stakeholders as they drive towards a successful turnaround.

Dr Mark Taylor Bluesky Associates Turnaround & Transformation Advisory LLP

Sam is great at building relationships, has a strong knowledge of the marketplace and will make introductions to relevant third parties. He is proactive and very commercial, coming up with suggestions and solutions that we hadn’t thought of. Sam doesn’t just focus on the legal documentation, but also uses his mind to find ways forward. He is very down to earth and is never difficult to get hold of. Sam offers a genuine, partner-led approach.

Jo Power FRP (previously ExWorks)

This is the best news, thank you so much. Deanne, you have been wonderful throughout and especially helping me with my serious upset and frantic feelings, you have gone above and beyond anything expected.

I am so grateful for all your kindness throughout this whole process.

Client Winding up petition

They are ready to move at short notice to deliver a great outcome.


Legal 500 2024 – Insolvency and Corporate Recovery

The team headed by Sam Payne is well rounded, pragmatic and cost effective, covering all types of corporate insolvency assignments.

Legal 500 2024 – Insolvency and Corporate Recovery

The team can call on a wide variety of talent. There is plenty of diversity amongst the team and they are solution driven.

Legal 500 2024 – Insolvency and Corporate Recovery

I find the team’s approach to be fast, effective and agile.

Legal 500 2024 – Insolvency and Corporate Recovery

Sam’s excellent understanding of all intricacies of both the financial and insolvency aspects to this administration, and his great team, are why we continue to instruct them.

Damian Webb RSM

How can we help you?

"*" indicates required fields

This field is for validation purposes and should be left unchanged.