Personal Insolvency and Bankruptcy

We act on behalf of all parties and in all situations in the personal insolvency and bankruptcy arena, helping to minimise the distress and secure the best possible outcome.

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Meet the team

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Explaining the options and deciding the best way forward

Our experience in this field has given us strong relationships at both local and national level. Combined with our understanding of all perspectives, it means we can help ensure matters run smoothly, easing what is always a difficult time.

For individuals facing personal insolvency or bankruptcy, we can be the reassuring, practical and experienced team you need to guide you through the complexities and help you move on with your life.

One of our Restructuring and Insolvency Partners smiling in an office

Whether it’s pressure from a creditor, the threat of court proceedings or when a bankruptcy petition has been served, we can help you understand your options and how to achieve them.

We can talk you through the formal insolvency procedures that may apply to you, including an Individual Voluntary Arrangement, a Debt Relief Order and bankruptcy itself. We can also help if you’re looking to set aside a statutory demand.

In the aftermath, we can continue to be by your side, for example by providing guidance in relation to claims by your trustee in bankruptcy concerning the family home.

A Restructuring and Insolvency Partner talking to a colleague

Support for trustees in bankruptcy

We work with trustees in bankruptcy too, guiding you through your duties and obligations. We assist with realising assets into the bankruptcy estate, whether it’s selling the family home or seeking the return of assets or sums paid to a third party by the debtor before they were made bankrupt.

 

Services from our Restructuring and Insolvency team

Recognition of our work

IFT Member

IFT Member
Investors in People

Investors in People

Legal 500 2026 – Leading Firm

Legal 500 2026 – Leading Firm

Legal updates and thought leadership

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Hear what our clients say about us

Frank Brumby is one of the most experienced insolvency lawyers I know. He is capable of dealing with highly complex matters. He has a great team around him.

Client testimonial Legal 500 2026

Deanne Hamilton is a standout senior associate, she works tirelessly for her clients, is incredibly devoted and is certainly on the track to make partner one day.

Client testimonial Legal 500 2026

They provide a one-stop service for all of our requirements. They provide a proactive and timely service and are always open to a quick call to advise and check understanding. We value our partnership highly and they are a preferred firm.

Client testimonial Legal 500 2026

Sam Payne, Alan Meiklejohn, Stuart Taylor – Reliable, quality, commercial advice, in a timely fashion. Work with practitioners to support the process from start to finish, providing ad hoc advice where needed, often at short notice.

Client testimonial Legal 500 2026

Sam Payne and Alan Meiklejohn have combined experience over both corporate and personal restructuring assignments.

Client testimonial Legal 500 2026

Being a commercial lender, with products that may include personal guarantees, it’s important to have legal expertise that covers commercial and consumer recovery options. Fleximize is fortunate enough to have Frank Brumby on their panel, with a wealth of knowledge and experience to structure the correct proceedings for each individual matter.

Frank is amazing to work with, perfect guidance and always on hand to help, couldn’t ask for more.

Client testimonial Fleximize

Frank is a brilliant lawyer who is very experienced in insolvency. He is popular with clients.

Client testimonial Chambers and Partners 2025

Frank is a highly experienced insolvency solicitor. He is particularly strong in sale of business asset matters or claims against directors.

Client testimonial Chamber and Partners 2025

Thank you for your attention to this matter. We have always felt in the very best of hands.

Client testimonial Cambridge Real Estate client

I wanted to pop you a note to say thank you for working with us at warp speed to get this deal over the line. In particular, thank you for your time on Friday and for making a really upsetting moment not an emotional breakdown but factual and efficient, I genuinely appreciate it.

Company director – Paul Grundy

We are delighted with the support provided by Frank Brumby of HCR Law who worked around the clock and over the weekend alongside us.

Client testimonial Pre-pack administration of BBL champions London Lions

I have worked with Sam now on many turnaround assignments over the last 15 years. I have always found him to be extremely focused and user-friendly with an innate ability to engage successfully with all key stakeholders. I have worked particularly closely with Sam on mid-market manufacturing and retail assignments, as well as large national charities. I would always recommend Sam to directors who need expert legal assistance in navigating difficult times and support with engagement with all stakeholders as they drive towards a successful turnaround.

Dr Mark Taylor Bluesky Associates Turnaround & Transformation Advisory LLP

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