From refinancing your property portfolio to funding the development of commercial and residential property, our dedicated finance solicitors can help you to secure the loans you need to progress your transaction. We deal with all types of property, providing specialist advice for rural and agricultural businesses, healthcare concerns and educational facilities, and act for both lenders and borrowers.

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From agreement to completion

Every day, we advise lenders and borrowers on loans related to property sales and acquisitions, and we help to finance property development and refinance existing debt. Our dedicated finance solicitors work with all kinds of lenders, including mainstream banks, bridging loan companies, challenger banks and peer-to-peer lenders, and individual and corporate borrowers, so we can find a finance solution that suits your property to a tee. We fully understand the funding landscape and know what is required to enable borrowers to access funds quickly and efficiently.

Thanks to the vast expertise of our firm, we can cover every aspect of a real estate deal – from negotiating the loan agreement and undertaking the property due diligence, right through to preparing and negotiating warranties for development projects. We advise on acquisition and investment finance, property development finance, buy to let portfolio acquisitions and refinancing ranging from single asset to large portfolios. We also have experience in mezzanine, bridging and Islamic finance.

Clare Day

Partner, Head of Finance and Financial Services

Direct Dial: 0330 1072 962
Mobile: 07816 590 045

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How can we help you?

Specialist advice when you need it most

Alongside their work in real estate, our team specialise in a number of different sectors, including rural and agriculture, healthcare and education. We have an intimate knowledge of the rules and requirements in these sectors, so we can navigate through any potential problems quickly and inject additional insight into the deal.

We take a pragmatic and commercial approach to lending and never sit on the fence, always trying to find solutions rather than problems and provide a very responsive service. We are transparent on costs and very happy to work on a fixed fee basis with a clear scope of work being provided from the outset so there are never any nasty surprises.

Complex share acquisition and third-party security refinancing success

HCR were instructed by a bank in connection with a refinance of three mobile home parks with a loan value of around £14m. The deal was complex; it involved a share acquisition (by a newly incorporated SPV company) of the company which owned the main asset, as well as a third-party security being given by two group companies over two other assets.
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Seamless development support from the ground up

From advice on planning strategy, right through the building phase to sale agreements, HCR’s development team made a new inner-city mix of housing and commercial units over five storeys possible for developer Hatchbury, helping the development to progress despite the Covid-19 pandemic and all of the associated site closures.
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Supporting university growth with finance expertise

Acting for a growing university in support of its ambitious plans for the future, an HCR team led by Tim Littler and including Mark Carter and Harry Bengough, handled the refinance and development issues related to a major redevelopment.
view full case study

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Hear what our clients say about our Real Estate Finance sector

Expert advice helps business to thrive

Clare Day, partner and Head of Real Estate Finance, recently helped a key player in the water...

Read full testimonial→

Property finance expertise supports broker and client

Clare Day’s expertise in real estate finance led to a successful residential development transaction when they a...

Read full testimonial→

Successful new development finance deal

A winning combination of expertise from Clare Day (real estate) and Tim Littler (banking) recently brought an...

Read full testimonial→

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Harrison Clark Rickerbys Limited is authorised and regulated by the Solicitors Regulation Authority (SRA number 520892). Registered in England number 7033248

HCR Legal LLP is authorised and regulated by the Solicitors Regulation Authority (SRA number 596261). Registered in England number OC382982

Harrison Clark Rickerbys, 5 Deansway, Worcester, WR1 2JG

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Banking & Finance

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Real Estate Finance team

Expert advice helps business to thrive
Testimonial

Clare Day, partner and Head of Real Estate Finance, recently helped a key player in the water treatment industry, Concept Environmental Solutions, in their acquisition of leasehold premises, enabling them to open a new regional office in Cheshire.

Darren Gordon, the company’s General Manager for the North and Scotland, said: “Many thanks for all your work on this and speedy responses to everything, you have made the whole process very simple for us. Thanks again!”

Property finance expertise supports broker and client
Testimonial

Clare Day’s expertise in real estate finance led to a successful residential development transaction when they acted for a peer to peer funder.

The broker, Blaise Commercial Finance, originally introduced the deal to the funder and Matthew Wykes, Business Development Director at Blaise Commercial Finance, said:

“Really pleased to have completed on further residential development transactions with HCR Law acting on behalf of the lender on a number of cases. As a broker, it makes such a difference when you can advise the client, with complete confidence, that it won’t be the lenders’ solicitor delaying their completion - and all without having to pay extortionate rates too."

“A big thank you to both Clare Day at HCR, and looking forward to working with you again in the near future.”

Successful new development finance deal
Testimonial

A winning combination of expertise from Clare Day (real estate) and Tim Littler (banking) recently brought an important development finance deal on behalf of a new lender client in connection with a high end residential development in Warwickshire. The client’s borrower was delighted, saying: “We would like to thank you for going the extra mile to get this deal completed before our year end.”